Gary specializes in personalized retirement and works with clients on their estate planning needs, in addition to employee benefit planning for small/medium businesses and professional markets. As a financial professional and benefits broker, Gary has a strong commitment to his clients. He has built his practice through client-based referrals. A graduate of the University of Maryland, Gary has completed post-graduate studies at the American College achieving certifications as a Chartered Financial Consultant and a Chartered Life Underwriter. Gary is a Registered Representative and Investment Advisor Representative of Kestra Financial.